Fast turnaround
We can often provide an initial decision within 24 hours once the essential information is available.
For property borrowers
Finance that sees the property.
Agile non-bank lending for commercial, rural and residential property across New Zealand—with direct access to the people making the decision.
A different lending lens
We look closely at the asset.
Kensington focuses on the current value and quality of your security property. That asset-based approach can create options where traditional bank income tests do not fit the transaction.
Asset based
Assessment centres on the property’s present value and the strength of the proposed security.
Flexible terms
Interest, fees, size and term are shaped around the property and transaction.
Direct decisions
You deal with Kensington’s small team rather than being passed through multiple layers.
Security across New Zealand
Commercial.
Rural.
Residential.
From established assets to time-sensitive opportunities, each application is considered on its individual merits.
From enquiry to settlement
A shorter line to an answer.
- 01
Share the essentials
Tell us the required amount, security address, timing and purpose.
- 02
Property assessment
We review the property, current value and the strength of the proposed security.
- 03
Tailored terms
If the transaction fits, we outline the rate, fees, term and required documentation.
- 04
Document and settle
The finance and legal teams work directly with you through completion.
Discuss a loan
Tell us about the property.
Provide the key details and a Kensington decision-maker will respond directly. Lending criteria, fees and charges apply.
Or email admin@kensington.nz